Who Owes

Who owes? Never forget.

Track "I owe" and "who owes me" in one place. By person, by period. WhatsApp reminders in one tap.

Who Owes dashboard showing I owe and I'm owed

Forgot who owes you?

Remembering to collect is a hassle. Spreadsheets are tedious. Awkward messages? Over. Who Owes organizes everything in one app: who owes, how much, and when to remind — stress-free.

  • Forgetting who owes you how much
  • Awkward collection messages
  • Spreadsheets nobody keeps up

All in one place

One app for "I owe" and "I'm owed". See totals by period (month, etc.) and each person's balance. A clear dashboard, no spreadsheet, no forgetting.

Features

Dashboard, people, WhatsApp reminders, and more.

Period dashboard

Filter by month and two cards: I owe and I'm owed. Clear totals and list of debtors for the period.

Dashboard with I owe and I'm owed

People and balances

Add contacts, see each person's balance and history. Scoring and reliability per person.

Person profile with score and history

Remind via WhatsApp

Build the message with total, details, and PIX key. One tap and WhatsApp opens with everything ready.

Reminder screen with preview and Open WhatsApp

Debtor detail

See each debtor for the month, amounts and status. Quick action: Remind via WhatsApp from the list.

Debtor detail with Remind via WhatsApp button

Add transaction

Amount, person, type (Owes me / I owe). Numeric keyboard and continue for details and installments.

Screen to add amount and transaction type

How it works

In a few steps you organize and collect stress-free.

  1. 1

    Create your account

    Sign up with email/password or Sign in with Apple.

  2. 2

    Add people and transactions

    Create contacts and record who owes you or what you owe. Amount, description, date and type.

  3. 3

    View the dashboard

    Choose the period and track I owe and I'm owed. List debtors for the month.

  4. 4

    Remind via WhatsApp

    Tap Remind via WhatsApp, adjust details and PIX, and send the ready message.

Plans

Start free. Pro for those who need more.

Free

Configurable limits: few people, transactions, installments and fixed recurrences. Ad banner. Ideal to try.

  • People limit (e.g. 3)
  • Transactions limit (e.g. 10)
  • Installments (e.g. up to 6)
  • Fixed recurrence (e.g. 2)
  • In-app ads

Pro

Higher or unlimited limits. No ads. For those who collect and manage many debts.

  • More people and transactions
  • More installments and recurrences
  • No ads
Who Owes app icon

Download the app

Who Owes is available for iOS and Android. Coming soon to the stores.

Coming soon: official App Store and Google Play badges when the app is published.