Track "I owe" and "who owes me" in one place. By person, by period. WhatsApp reminders in one tap.

Remembering to collect is a hassle. Spreadsheets are tedious. Awkward messages? Over. Who Owes organizes everything in one app: who owes, how much, and when to remind — stress-free.
One app for "I owe" and "I'm owed". See totals by period (month, etc.) and each person's balance. A clear dashboard, no spreadsheet, no forgetting.
Dashboard, people, WhatsApp reminders, and more.
Filter by month and two cards: I owe and I'm owed. Clear totals and list of debtors for the period.

Add contacts, see each person's balance and history. Scoring and reliability per person.

Build the message with total, details, and PIX key. One tap and WhatsApp opens with everything ready.

See each debtor for the month, amounts and status. Quick action: Remind via WhatsApp from the list.

Amount, person, type (Owes me / I owe). Numeric keyboard and continue for details and installments.

In a few steps you organize and collect stress-free.
Sign up with email/password or Sign in with Apple.
Create contacts and record who owes you or what you owe. Amount, description, date and type.
Choose the period and track I owe and I'm owed. List debtors for the month.
Tap Remind via WhatsApp, adjust details and PIX, and send the ready message.
Start free. Pro for those who need more.
Configurable limits: few people, transactions, installments and fixed recurrences. Ad banner. Ideal to try.
Higher or unlimited limits. No ads. For those who collect and manage many debts.
Who Owes is available for iOS and Android. Coming soon to the stores.
Coming soon: official App Store and Google Play badges when the app is published.